When Victor is 10 years old, his father deposits a certain amount of money in a university fund that pays 12.4% capitalized semiannually. When Vctor turns 15, his father will deposit an amount equal to the one initially deposited and, when he turns 18, he will start receiving $ 65,000 from the fund each semester, starting at that moment, for 5 years, in order to pay for his career. the value of the 2 deposits.