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When you graduate you have $15,000 on your credit card which charges an APR of 14% compounded monthly. The credit card company tells you that

When you graduate you have $15,000 on your credit card which charges an APR of 14% compounded monthly. The credit card company tells you that your minimum payment is $232.90. If you make the minimum payment every month, how many months will it take you to pay off the entire balance (round up to the nearest month)?

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