When you invest in commodities you

Select one:

a. invest in derivatives.

b. reduce volatility by locking in prices over a long term.

c.buy things that do not yet exist.

d. A and B

e. A, B, and C

Mutual fund costs may include all the following EXCEPT

Select one:

a. front-end load

b. back-end load

c. management fees.

d. no-load fees.

e. distribution (12b-1) fees.