When you look at positives and negatives for savers you need to look at the overall policy coming from both the monetary and fiscal side. The truth is that low interest rates are going to negatively hurt savers and when it comes to picking your investments you need to find securities that are not going to be negatively impacted by low interest rates. With all of the expansionary fiscal policy and monetary policy I wonder how this is going to affect inflationary pressures in the long run?