When you redire 36 years from now, you want to have $2 million. You think you can earn an average of 11.5% on your investments. To meet your goal , you are trying to decide whether to deposit a lump sum today, or to wait and deposit a lump sum 3 years from today. How much more will you have to deposit as a lump sumn if you wait for 3 years before making the deposit? S ROBINH a $19,407.78