Whereas foreign bank entry positively influences the behaviour of domestic banks and the supply of credit, evidence on the relative efficiencies of domestic-owned and foreign-owned banks is less clear cut. Discuss this statement with reference to empirical evidence. Whereas foreign bank entry positively influences the behaviour of domestic banks and the supply of credit, evidence on the relative efficiencies of domestic-owned and foreign-owned banks is less clear cut. Discuss this statement with reference to empirical evidence