Whether we like it or not, healthcare insurance is a business. Oftentimes, individuals feel as if insurers should not be discriminatory in order to protect the financial bottom line. Share your thoughts as to whether or not you feel insurers should be allowed to refuse health insurance policies to individuals who are genetically predisposed to certain diseases, to individuals whose lifestyles place them in high-risk categories for certain diseases, or to individuals with pre-existing conditions? Support your answers.

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