which annuity producer has made a correct and appropriate statement? A. rosa: only a fixed annuity can be used to fund a qualified plan' a variable annuity cannot. b. toby: the primary reason you should purchase a deferred annuity is to provide a death benefit to your heirs. c alize if you're considering an annuity for your ira, you should know that the annity provides no additional tax-deferral benefit. d kim there are no fees associated with an annuity when it is used to fund an ira