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Which are advantages of using credit? I. The ability to achieve a financial goal sooner. II. Credit cards may offer additional perks, such as travel

Which are advantages of using credit?

I. The ability to achieve a financial goal sooner. II. Credit cards may offer additional perks, such as travel insurance. III. The ability to buy more goods and services over time.

  1. I and III, only
  2. I and II, only
  3. II and III, only
  4. I, II and III

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