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Which equation can be used to determine the present value of a sum of money? P V = 1 + k F V t P

Which equation can be used to determine the present value of a sum of money?

P V = 1 + k F V_{t}

P V = F \frac{V_{t}}{k}

P V = F V_{t} e - k t

P V = F V_{t} - k

P V = F V_{t} + k

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