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Which factor in the Root Capital portfolio simulation spreadsheet is captured in the factor k in the break even interest rate formula R = k/[q+(1-q)p]used

Which factor in the Root Capital portfolio simulation spreadsheet is captured in the factor "k" in the break even interest rate formula R = k/[q+(1-q)p]used earlier this semester?

a. Gender inclusion

b. Expected Cost of Debt

c. Expected Net Loan Income

d. Loan Additionality

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