Which form of debt is the easiest to lose track of and build up? Credit card debt Mortgage debt O Student loan debt O Business debt What makes student loan debt different from most other debt? The interest rates are higher O You can't refinance student loan debt You can't discharge it through bankruptcy O It usually gets paid off quickly If you default on a loan, you might get... Your collateral repossessed A wage garnishment Alien against your property All of the above Which of the following is prohibited by the Fair Debt Collection Practices Act? Debt collectors calling you twice a day at home Debt collectors calling you at 10pm Sending you court papers after you explicitly requested no more contact in writing Use a phone number blocker so you can't see who is calling on Caller ID What does it mean to use debt as leverage? Borrowing money to make more money Borrowing money to pay off other loans Borrowing money to buy a house you can later sell at a profit Borrowing money you do not intend to repay