Which formula in B5 will allow you to determine how many years it will take to quadruple your savings at 11% compounded quarterly? A 1 Present Value 2 Future Value 3 Interest Rate 4 Compounding Frequency 5 Number of Years B $ 3,000 $ 12,000 11% 4 ? Select one: O a. =NPER(B3*B4,0,-B1,B2)/B4 O. =NPER(B3/B4,0,-B2,B1)/B4 . =NPER(B3/B4,0,-B1,B2) O d. =NPER(B3/B4,0,-B1,B2/B4