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Which is a primary reason a company would use earnings management if the cause is pressure from creditors to meet a required financial ratio

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Which is a primary reason a company would use earnings management if the cause is pressure from creditors to meet a required financial ratio condition in order to renew a financing agreement? To decrease their income in the current year and in future years To increase their expenses in the current year to increase income in the future year To increase their income in the current year at the expense of income in the future year To decrease their expenses to increase income in the future year eTextbook and Media

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