which is true regarding EAR and APR?

23) Which of the following is true regarding EAR and APR? A) EAR is the interest rate factoring in the effect of compounding B) APR reflects the true amount an investment earns over a year C) APR can be used to compare investments with payments made over a different number of periods per year D) EAR is considered a simple interest rate E) APR is usually greater than the actual amount of interest paid or received