1. Which level of government do you think should regulate the insurance industry, the various states or the federal government? Explain your reasoning.

1. Why do younger people prefer HMOs while older people prefer traditional insurance or a PPO. Explain

1. Prepare an insurance plan for a Day Care Center for preschool children. Make sure you identify each component of the plan. The property that you are using for the center is a rented facility in downtown Chicago. Also, for a fee, you provide bus service to and from the center.

1. Explain what coverage's would be needed for a family of four living in a large metropolitan area. Both adult members are employed at a major firm in the area and one child is 8 years old and the other is 3 years old. Assume they have a mortgage and each adult owns a vehicle. Both travel over 20 miles to and from work. Home is worth 275,000 and they have a swimming pool.