Which nominal rate, compound quarterly should the bank deposit (in option 1) offer to make you feel indifferent between options 1 and 2?

You just won 200000$ in a lottery that you decide to invest. Your advisor suggests 3 possible options for a period of 5 years: 1. A bank deposit for 5 years with the interest rate of 6% nominal, compound quarterly. 2. A guaranteed loan which will be paid back during the 5 years with 60 consecutive monthly payments (end of month) at 7% compound semi-annually