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Which of the following apply to HMOs? Multiple select question. HMOs may now apply deductibles to family coverage. Employer-sponsored HMOs are beginning to replace copayments

Which of the following apply to HMOs? Multiple select question. HMOs may now apply deductibles to family coverage. Employer-sponsored HMOs are beginning to replace copayments with coinsurance for some benefits. HMOs have traditionally emphasized preventive and wellness services. HMOs do not cover preventive care and maintenance

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