Which of the following are benefits of compiling a short-term financial plan? I. knowing ahead of time when your firm will probably require external financing II. being able to estimate how long of a time period your firm might need a loan III. being able to determine when your firm can best afford to spend funds on a capital expenditure IV. knowing when your firm should have excess funds that can be invested Group of answer choices II, III and IV only I and III only I, II, III and IV I, II and III only I, II and IV only