Which of the following are considered to be the primary services offered by global financial institutions?

I. Depository accounts

II$.$ Transaction services

III. Lending $($Credit services$)$

IV$.$ Foreign exchange

V$.$ Information reporting

VI$.$ Investment banking

Group of answer choices

I, II and III only

I, II$,$ III and IV only

III, IV$,$ V and VI only

All are considered primary services