Which of the following are NOT part of the 5Cs of credit? Select ALL applicable.

1. Conditions

2. Collateral

3. Candor

4.Character

5. Commitment

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In the 5 Cs of credit, what does capacity measure?

1. The companys profitability and cash flow to manage operations and growth

2. The financial structure and overall financial strength of a company

3. The managements attitude towards risk and growth

4. The assets available to secure the debt in the event of a default