Which of the following are penalties under the FDCPA? Group of answer choices A. Actual damages plus punitive damages of up to $1,000 B. Administrative action either by FTC, CFPB or a prudential regulator (as applicable) C. In a class action, actual damages, as well as punitive damages of up to $1,000 for each named plaintiff and the lesser of $500,000 or 1 percent of net worth