Which of the following are provided by federal regulations of private pension plans? Check all that apply. Transferability of vested pension funds upon a change of employment Tax benefits only for executive employees Tax benefits across all wage levels Insurance of all participants in private defined-benefit plans to receive their benefits upon retirement Insurance of all participants in private defined contribution plans to receive their benefits upon retirement Which of the following accurately describe a pension plan's vesting schedules according to the Employee Retirement Income Security Act (ERISA)? Check all that apply. For a defined-contribution private pension plan, 100% vesting only after three years of service For a defined-benefit private pension plan, 100% vesting after five years of service or graded vesting from the third year through the seventh year For a defined benefit private pension plan, graded vesting only from the third year through the seventh year For a defined contribution private pension plan, 100% vesting after three years of service or graded vesting from the third year through the seventh year