Which of the following are reasons why high income inequality may be inefficient? Check all that apply. Which of the following are reasons why high income inequality may be inefficient? Check all that apply. High inequality may lead to an overinvestment in higher education at the expense of primary education Redistribution through progressive tax systems creates work disincentives and limits investment. High inequality reflects differences in skills and effort by workers High inequality limits access to credit for a larger share of the population Savings rates for the very wealthy tend to be lower than in the middle class