Which of the following are true about the cost of a term life insurance premium? Hint: There are 4 correct and 4 incorrect answers. Grading note: You will lose points for incorrect answers, but your total score for the question cannot fall below 0. A. The fair premium amount is the expected value of the benefit amount. B. The premium decreases as the amount of benefit increases. C. The premium increases with the age of the insured. D. The fair premium amount is the actuarial present value of the benefit amount. E. The premium increases with the term of the policy. F. The premium decreases with the age of the insured. G. The premium decreases as the term of the policy increases. H. The premium increases with the amount of the benefit