Which of the following are true regarding benefits and small businesses? Check all that apply: a. Micro companies, when providing reimbursement for employees buying their own benefits through the government's exchanges, have a stronger competitive advantage compared to larger companies because of plan design and costs. b.Cost to the company to provide benefits are higher per capita than larger companies c.Cost to the company to provide benefits are lower per capita than larger companies d.Micro companies, when providing reimbursement for employees buying their own benefits through the government's exchanges, still can't compete with larger companies because of plan design and costs