Which of the following assets has a: -Negative expected capital return; and an -Income return that is greater than the total return? Assume that all assets have positive required total returns, inflation is expected to be zero, and all debts will be fully repaid (no credit risk). Select one: a. Gold b.5% coupon par bond. c. Interest only loan. d. Fully amortising loan. e. A dividend-paying stock with a 50% payout ratio