Which of the following best describes the real estate finance concept of "securitization"? Ch19

	a.	The concept where a borrower pledges a property as security for a loan
	b.	Where individual loans are pooled and securities are sold, secured by that pool of loans
	c.	Where a guarantor is added to the loan structure to enhance the security for that loan
	d.	Where investors can buy numerous REIT securities instead of buying real estate directly