Which of the following best explains why interest rates on certificates of deposit fell during the COVID-19 induced recession? It was caused exclusively by the Federal Reserve increasing the supply of loanable funds. It was caused exclusively by a decrease in the demand for loanable funds as businesses reduced capital purchases at the start of the pandemic. It resulted from a combination of decreased demand for loanable funds by businesses and Federal Reserve policies that increased the supply of loanable funds. The U.S. Congress, in an attempt to stimulate economic recovery, set an interest rate ceiling that brought all interest rates down