Which of the following changes can you make to your spending plan that will have the biggest impact on your long-term wealth? 0 Increase the amount of "Fixed Spending" you make every month O Buy a used car instead of a new one O Make more meals at home O Stop buying gifts for your siblings Where should you factor spending on charity to your spending plan? O Part of your fixed spending only 0 Part of your variable spending seasonally O Both as part of your fixed and variable spending O It does not need to be in your spending plan, you can give whenever you can afford it What factors should you take into consideration when making any purchase? 0 How much do I value it, and is it less than the price? 0 What are my non-spending alternatives (like time)? How much influence is the marketing having over my decision? O All of the above On average, how much can you save by going to a 2 year college as part of your 4 year degree program? 0 No Savings O $6,000 $16,000 $26,000