Which of the following choices most accurately reflects the risk position of an ARM lender in comparison to that of a FRM lender? Interest Default Rate Risk Risk A Higher Higher B Lower Lower C Higher Lower D Lower Higher If you saw a table containing the following factors, what kind of interest factor would you be looking at? End of Year 6% 1 1.060 2 1.124 3 1.191 1.262 5 1.338 4 A B D Present value of a single amount Future value of a single amount Present value of an annuity Future value of an annuity -) If the mining industry accounts for 5% of the jobs in the US and a market has 20.000 jobs in mining versus 200,000 total jobs. The location quotient is A 0.10 B 0.50 C 2.00 D 0 20 B) In calculating a balloon payment from a lenders perspective, the signs for the loan amount payment and balloon are: A Negative negative positive B. Positive positive, negative C Negative positive, positive 0 Positive positive positive positively