Which of the following clients would you expect gets credit at the lowest rate? Investor looking for a mortgage to buy an apartment building. She is borrowing 90% of the value of the property, and rents are projected to cover 110% of mortgage payments when the building is fully occupied. Building is located across a landfield. Couple looking for a mortgage to buy their first home. They are borrowing 70% of the value of the hame and make enough salary to achieve a 20% Debt-to-Income ratio. The house appraises at $356,000 Couple borrowing $10,000 to go on their honeymoon to Aruba. Young student getting her first VISA Card