Which of the following compounding arrangements will provide the highest return? Select one: O a. A bank CD that pays 10.60% compounded semiannually O b. A bank CD that pays 10.00% compounded quarterly Oc. A bank CD that pays 10.75% compounded annually O d. A bank CD that pays 9.90% compounded daily (on a 365-day basis) O e. A bank CD that pays 10.20% compounded monthly