Which of the following conclusions would be true if you earn a higher rate of return on your investments? O A. Your rate of return would not have any effect on the present value of any sum to be received in the future. O B. The greater the present value would be for any lump sum you would receive in the future. O C. The greater the present value would be for any annuity you would receive in the future. O D. The lower the present value would be for any lump sum you would receive in the future