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Which of the following creates Ex Ante Moral Hazard as it relates to microloans? a. Borrower can learn relevant skills for entrepreneurial venture b. Borrower

Which of the following creates Ex Ante Moral Hazard as it relates to microloans?

a.

Borrower can learn relevant skills for entrepreneurial venture
b.

Borrower can earn a higher wage elsewhere
c.

None of the above
d.

Borrower can claim lower profits than were actually earned on the product sale

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