Which of the following credit decisions appears correct for a customer that intends to order $1,000 of goods annually that have a 20% profit margin if the probability of default is 20% and the discount rate is 10%? Deject hecaue evnected lnse eguals $320 Reject because expected loss equals $320 Reject because expected profit equals $0 Accept because expected profit equals $1,440 Accept because expected profit equals $3,200