Which of the following decreases the present value of a single future lump-sum cash flow? O decreasing the interest rate increasing the number of periods until the cash flow is received O the introduction of a rival product by a competitor O decreasing the number of periods until the cash flow is received D Question 12 8 pts Your retirement account has a current balance of $414,000. If you can earn 14% interest, how many years will it take to accumulate a total of $1,400,000? Round your answer to 2 decimal places. I Question 10 The term "capital structure" refers to: O the mix of long-term debt and equity financing O the length of time needed to repay debt the types of assets a firm acquires O whether or not the firm invests in capital budgeting projects