Which of the following definitions best describes the net interest income on a bank's income statement?

A)Income from service fees such as application and account maintenance fees

B)The interest earned from the bank's loans to customers and trading assets

C)The difference between what the bank earns from interest on its customer advances and loans and the interest it pays on its customer deposits and debt

D)The difference between gains and losses arising from the change in fair value of a bank's financial assets and liabilities at the balance sheet date