Which of the following does NOT lead to a drop in stock price? a decrease in the expected dividend payment per share in the firm's stock an increase in the perceived riskiness in the stock market a decreae in the expected rate of growth in the firm's earnings an increase in the expected rate of growth in the firm's earnings Which of the following actions by a banker does NOT help reduce credit risk for its mortage loans? mandate all borrowers to have mortgage default insurance require all borrowers to have an account with the bank open for at least 3 years diversify the loan base by eliminating the requirement that the borrower has a stable job screen all potential borrowers by their credit (e.g., FICO) score