Which of the following examples best illustrates the creation of a purchase-money security intrest?

Multiple Choice

a. D borrows money from the bank to buy a car and uses the car as collateral for the loan

b. C borrows money rom the bank to pay off his credit cards and uses his house as collateral

c. B borrows money from the banl to buy a stereo ans uses his car as collateral for loan

d. The bank gives X an unsecured loan to pay off her student loans