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Which of the following goals would be 'SMART'? a. Reduce debt payments. b. Save 40% of your income for an annual vacation. c. Invest for

Which of the following goals would be 'SMART'? a. Reduce debt payments. b. Save 40% of your income for an annual vacation. c. Invest for a safe and comfortable retirement. d. Save $100 per month to create a $4000 emergency fund

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