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Which of the following individuals does not have a personal contract? a) Amelia, who has an insurance contract on her home b) Francis, who has

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Which of the following individuals does not have a personal contract? a) Amelia, who has an insurance contract on her home b) Francis, who has an insurance contract on her car c) Dick, who has an insurance contract on his life d) Derek, who has an insurance contract on his rental property

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