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Which of the following individuals may qualify for a health savings account ( HSA ) ? Ruth and Jim are covered by Medicare and a

Which of the following individuals may qualify for a health savings account (HSA)?
Ruth and Jim are covered by Medicare and a supplemental insurance policy.
Paul and Mary are covered by a plan through Paul's work. Their deductible is $2,800.
Tom is covered by Medicaid.
Carla has health insurance through the Marketplace. Her deductible is $600.
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