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Which of the following IRIS ratios would trigger an inquiry from the insurance company's state department of insurance? Which of the following IRIS ratios would

Which of the following IRIS ratios would trigger an inquiry from the insurance company's state department of insurance? Which of the following IRIS ratios would trigger an inquiry from the insurance company's state department of insurance?

A two-year operating ratio of 102.

A gross premium-to-surplus ratio > 300.

A surplus increase of 40 percent.

All of the above.

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