Which of the following is a concern associated with specifically designating a child by name as beneficiary when the insured anticipates having more children? (Search Chapter 1) a. Subsequently born children could unintentionally be disinherited. b. The insurer would be unwilling to pay the entire death benefit to one child if there are other children of the insured living. c. Naming a specific beneficiary by name exposes the proceeds to additional inheritance tax. d. The beneficiary designation cannot later be changed