Which of the following is a major difference between banks and venture capitalists as categories of private financing?

A$.$ Unlike banks, which recruit investment specialists, venture capitalists are private investors without any specialized investment skills.

B$.$ Unlike banks, which only provide money, venture capitalists also provide management expertise.

C$.$ Unlike banks, which provide investment for high$-$risk businesses, venture capitalists won't lend money to a start$-$up that hasn't established a successful record of accomplishment.

D$.$ Unlike banks, which don't require collateral, venture capitalists provide investments only when an entrepreneur puts up marketable collateral.

E$.$ Unlike banks, which are extremely focused and selective in giving loans, venture capitalists are less focused and provide loans to a large number of start$-$ups.