Which of the following is a reason for the prevalence of employer-sponsored health insurance in the US? all are possible reasons Firm specific human capital helps reduce adverse selection. O Wage controls in WWII made employer sponsored health insurance more common. O It offers a way to pool riskIn the system adverse selection may arise, and in the _system, risk selection tends to arise. O Bismarck; Bismarck Beveridge; Bismarck O Beveridge; Bismarck O Beveridge; Beveridge