Which of the following is a true statement? Select one: a. No one is going to make you save the money you need to start an investment program. O b. To be useful, investment objectives must be very general. O c. Investment goals are the same for each individual. O d. Because investment objectives deal with the future, it is useless to plan more than five years in the future. O e. A long-term investment objective involves a time period of five years or less