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Which of the following is an advantage of using a health savings account (HSA)? All distributions are tax-exempt when the account owner reaches age 65

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Which of the following is an advantage of using a health savings account (HSA)? All distributions are tax-exempt when the account owner reaches age 65 . Contributions qualify taxpayers for the Saver's Credit. Distributions are tax-exempt when used for qualified medical expenses. Earnings are taxed at capital gains rates

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