1. Which of the following is an example of a direct transfer of capital?

   	a.	You instruct your broker to sell all of your shares of Google, Inc.
   	b.	Your uncle writes you a check for $10,000 as a loan for you to start a new business.
   	c.	You invest $5,000 in a mutual fund, which in turn purchases stocks in several different companies.
   	d.	Merrill Lynch, an investment banking house, underwrites a new issue of bonds for General Electric.